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VA Home Purchase

Check your VA Qualifications to Buy a Home


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VA Purchase Advantages

It’s time to put your hard-earned VA military benefits to work.  The VA home purchase program has some of the best terms for mortgage financing.

No Money Down

Buy a home with No Money Down for qualified veterans.

No Private Mortgage Insurance (PMI)

PMI is required for most mortgage programs with less than a 20% down payment. With VA's mortgage guarantee, monthly PMI isn't required.

Lower Interest Rates

VA mortgage rates often time have lower interest rates that comparable conventional mortgages with similar borrower qualifications.

Relaxed Qualifications

The VA program qualifying standards for income, credit, and assets are more flexible than most mortgages, making loan approval easier.

Seller Concessions for Closing Costs

The VA allows a part of the sales price to be applied toward the buyer's closing costs. There by reducing or eliminating funds due at settlement.

Multiple VA Loans

It's possible to have more than one VA loan at one time with some maximum loan amount restrictions based on the remaining VA entitlement.

VA Jumbo Loans

Jumbo loans are high balance loans based on the Fannie Mae and Freddie Mac conforming limits set on a per county basis. The VA doesn't impose any limitations so qualified veteran borrowers can borrower higher loan amounts without a required down payment.

VA Home Loans - Shopper Approved

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Prequalification Steps

Easy as 1-2-3

VA Home Purchase - Mobile Application

Step 1 - Complete a Loan Application

Complete our online application, or call us at 866-946-1233 and connect with our VA Experts to review your qualifications.

VA Home Purchase - Submitting Online Paperwork

Step 2 - Submit your documents

Return your supporting documents to us for review via our secured website, fax, or by mail. We’ll validate your application and generate a prequalification letter.

VA Home Purchase - Couple Searching for Home

Step 3 - House Search

Now the fun begins. You can begin your house search confident your VA prequalification is complete. Once you receive an acceptable offer, we'll start the process of completing your VA mortgage transaction.

VA Home Purchase - VREB Realtor

Need a Realtor? Get connected with a VREB Agent

Earn cash rewards towards the sale or purchase of your next home with a VREB network agent. Through our partnership VREB, will connect you with a veteran friendly realtor in your area to assist you with the home buying or selling process. There’s no catch or hidden cost. Contact us today for all the details.

Properties eligible for VA financing

The VA permits a variety of properties that can be financed with the veteran home loan program.

Single Family - VA Home Purchase

Single Family Home

Single family dweling without shared common walls and includes land.

Multifamily - VA Home Purchase

Multi Family Home

2-4 unit properties with shared common walls and includes land.

Town home - VA Home Purchase

Town Home

Single family dwellings with shared common walls and includes land.

Condo - VA Home Purchase


Single family dwellings with or without shared common walls and does not include land.

Manufactured Home - VA Home Purchase

Manufactured and Modular

Factory built property that can be placed on a piece land.

Farm - VA Home Purchase


A rural single family home usually with acreage, and may include outbuildings.

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Check your Qualifications

Within a few minutes, check your home purchasing buying power or request a free refinance quote without a commitment.
VA Home Loans - VA Application