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VA Home Purchase

Check your VA Qualifications to Buy a Home

5/5

VA Purchase Advantages

Enjoy the benefits of your military service.

No Money Down

Buy a home with No Money Down for qualified veterans.

No Private Mortgage Insurance (PMI)

Private mortgage insurance is needed for most mortgage programs with less than 20% down payment. This policy helps insures lenders in case of loan default. With VA's mortgage guarantee, monthly PMI isn't required.

Relaxed Qualifications

The VA program qualifying standards for income, credit, and assets that most mortgages, making loan approval easier.

Lower % Rates

VA mortgage rates often time have lower interest rates that comparable conventional mortgages with similar borrower qualifications.

Seller Concessions for Closing Costs

The VA allows a part of the final contracted sales price to be applied toward the buyer's closing costs and prepaid expenses at the closing. There by reducing or eliminating funds due at settlement.

Multiple VA Loans

It's possible to have more than one VA loan at one time with some maximum loan amount restrictions based on the remaining VA entitlement.

VA Jumbo Loans

Jumbo loans are high balance loans based on the Fannie Mae and Freddie Mac conforming limits set on a per county basis. The VA doesn't impose any limitations so qualified veteran borrowers can borrower higher loan amounts without a required down payment.

Average Customer Satisfaction Rating

5/5

4.9 out of 5

Prequalification steps:

Easy as 1-2-3

VA Home Purchase - Mobile Application

Step 1 - Complete a Loan Application

Complete an online application or call us 866-946-1233 and connect with our VA Expert to review your qualifications.

VA Home Purchase - Submitting Online Paperwork

Step 2 - Submit your documents

Return your supporting documents to us for review via our secured website, fax, or by mail. We’ll validate your application and generate a prequalification letter.

VA Home Purchase - Couple Searching for Home

Step 3 - House Search

Now the fun begins. You can begin your house search confident your VA prequalification is complete. Once you receive an acceptable offer, we'll start the process of completing your VA mortgage transaction.

VA Home Purchase - VREB Realtor

Need a Realtor? Get connected with a VREB Agent.

Earn cash rewards towards the sale or purchase of your next home with a VREB network agent. Through our partnership VREB, will connect you with a veteran friendly realtor in your area to assist you with the home buying or selling process. There’s no catch or hidden cost. Contact us today for all the details.