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VA Jumbo Loans

Loan Amounts up to $4,000,000

Buy a home with $0 down or lower your payments with a VA refinance.


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VA Jumbo Loans

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What's considered a Jumbo Loan?

A jumbo loan is a term used to describe a loan amount that is greater than the current conforming loan limits.  The Federal Housing Finance Agency sets these limits yearly on a per-county basis. For 2023, the base loan limit for most of the country is $726,200. In more expensive counties, like New York and Los Angeles, the limit can be as high as $1,089,300.

Do I have to put money down with a VA Jumbo Loan?

No, with a VA jumbo loan a down payment usually isn’t required unless you currently have an outstanding VA mortgage or had a prior VA loan that went into loan default where a claim was made.

What are the qualifications?

Qualifications are based on your credit, income, assets, and VA eligibility.  The same as qualifying for a non-jumbo VA mortgage.  However, more stringent credit and income standards may be required for jumbo loan amounts.

What's the maximum loan amount I can borrower?

Our maximum $0 down VA loan amount is $4,000,000, but technically the VA doesn’t have a maximum amount they will guarantee.

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