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VA Jumbo Home Loans

Loan amounts up to $4,000,000 for home purchase or refinance.


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VA Jumbo Loans

The VA loan is considered by many industry experts to be the best jumbo program available in the mortgage market today. This loan option, which is exclusively available to eligible Veterans, offers a range of benefits that set it apart from other jumbo loan programs.

What's considered a Jumbo Loan?

A jumbo loan refers to a loan amount that exceeds the current conforming loan limits, which are set annually on a per-county basis by the Federal Housing Finance Agency. As of 2024, the base loan limit for most of the country is $766,550. However, in higher-cost areas such as New York and Los Angeles, the limit can be as high as $1,149,825. It is important to note that jumbo loans often come with stricter lending criteria and may require higher down payments or credit scores.

Do I have to put money down with a VA Jumbo Loan?

Typically, a down payment is not required for a VA jumbo loan unless you have a current VA mortgage or had a prior VA loan that defaulted and a claim was made. If you currently have a VA loan and would like to calculate your remaining eligibility, we offer a partial entitlement calculator for your convenience. Alternatively, our team of VA experts are available to assist you with any questions or concerns you may have regarding the loan process. Please feel free to reach out to us for assistance.

What are the qualifications?

To qualify for a jumbo loan, certain criteria related to credit, income, assets, and VA eligibility must be met. These qualifications are similar to those required for a non-jumbo VA mortgage. It is important to note, however, that more rigorous credit and income standards may be necessary for jumbo loan amounts. We are committed to ensuring that all potential borrowers are informed of these qualifications and requirements, and fully understand the application process.

What's the maximum loan amount I can borrower?

Our maximum VA loan amount is $4,000,000 with no money down, but technically, the VA doesn’t have a maximum amount they will guarantee.

Ready to get approved for a VA jumbo loan?