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Speak to a VA Expert

VA Home Loans from the #1 Rated VA Lender

Buy a Home with No Money Down or Refinance your Mortgage. We make the process Fast and Easy.


| Excellent 4.9 out of 5

VA Home Loans from the #1 Rated VA Lender

Advantages of the VA Home Loan Program

Enjoy the benefits of your military service

VA Home Loans - Shopper Approved

Average Customer Satisfaction Rating


4.9 out of 5

Josh Klenda - VA Home Loans

Josh Klenda
Nationally Ranked VA Loan Expert
Community First National Bank
Vice President  NMLS #809910

What makes us different

Our staff is an award-winning elite team of VA specialists with over 19 years of experience to support you.  We’re aware there are many places to get a VA mortgage. Yet, the majority of online lenders operate large call centers with loan officers who have questionable experience and often charge expensive origination fees. At the same time, most of the local loan officers originate a wide range of loan products, and they don’t specialize in any of them.
This is what makes us different. We love what we do and working with veterans and their families. I encourage you to apply with us today and let our family help yours.

What our clients are saying

About Us

VA Home Loans - Darrell

Mr. Klenda has helped us with 4 VA loans in the past 3 years. The company does not make the person, but the person makes the company, and I will recommend Josh's team to anyone who needs a home loan.


Troy - VA Home Loans

I have used Josh 3 times, and every time has been awesome! I made two loans refinances and one home purchase; Josh's team gets it done and is with you all the way through the process!


Nancy - VA Home Loans

Josh's team did a fantastic job for us. He was always extremely proactive and responsive to any calls. Overall, Josh spent a lot of time on our case and went the extra mile. He was a pleasure to work with and has a nice way about him but at the same time is a true professional.


VA Home Loans - CFNB
VA Home Loans - 2021 Scotsman Guide Top VA Originator
VA Home Loans - Better Business Bureau
VA Home Loans - FDIC Equal Housing Lender
VA Home Loans - Military Cartoon Family

Prequalify for your VA Home Loan

Within a few minutes, determine your purchasing buying power or request a refinance quote.