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VA Home Loans from a Top Rated VA Lender

Buy a Home with No Money Down or Refinance your Mortgage. We make the process Fast and Easy.


| Excellent 4.9 out of 5

VA Home Loans from the #1 Rated VA Lender

Advantages of the VA Home Loan Program

Enjoy the benefits of your military service

VA Home Loans - Shopper Approved

Average Customer Satisfaction Rating


4.9 out of 5

Josh Klenda - VA Home Loans

Josh Klenda
Nationally Ranked VA Loan Expert
Community First National Bank
Vice President  NMLS #809910

What makes us different

Our staff is an award-winning elite team of VA experts with over 20 years of VA experience to support you.  We’re aware there are many places to get a VA mortgage. Yet, most online lenders operate large call centers with loan officers with limited experience and often charge expensive origination fees. At the same time, most of the local loan officers originate a wide range of loan products and don’t specialize in any of them.
This is what makes us different. At Community First National Bank we guarantee you a great rate, low fees, and best-in-class service.  We love what we do and working with veterans and their families. I encourage you to apply with us today and let our family help yours.

What our clients are saying

About Us

VA Home Loans - Darrell

Mr. Klenda has helped us with 4 VA loans in the past 3 years. The company does not make the person, but the person makes the company, and I will recommend Josh's team to anyone who needs a home loan.


Troy - VA Home Loans

I have used Josh 3 times, and every time has been awesome! I made two loans refinances and one home purchase; Josh's team gets it done and is with you all the way through the process!


Nancy - VA Home Loans

Josh's team did a fantastic job for us. He was always extremely proactive and responsive to any calls. Overall, Josh spent a lot of time on our case and went the extra mile. He was a pleasure to work with and has a nice way about him but at the same time is a true professional.


VA Home Loans - 2021 Scotsman Guide Top VA Originator
VA Home Loans - CFNB
VA Home Loans - Better Business Bureau
VA Home Loans - Federal Home Loan Bank of Topeka
VA Home Loans - FDIC Equal Housing Lender
VA Home Loans - Military Cartoon Family

Prequalify for your VA Home Loan

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